Everything You Need to Know About Homeowners Insurance and Fire Damage

Author: manuelreibar

Everything You Need to Know About Homeowners Insurance and Fire Damage

Everything You Need to Know About Homeowners Insurance and Fire Damage

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This pressing question gains significance in an era where fire incidents, from wildfires to accidental house fires, concern many. Understanding your homeowner insurance policy is necessary and crucial in safeguarding your home and peace of mind. It’s about comprehending the extent of your coverage, encompassing everything from dwelling and personal property to additional living expenses … Continued
The Costs to Remodel Your Basement in Today's Inflated Market

The Costs to Remodel Your Basement in Today’s Inflated Market

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In today’s housing market, understanding the value of every square foot of your home is crucial, especially when it comes to areas like the basement. Transforming this often underutilized space into a finished basement can enhance your living experience and significantly impact your property’s value.  The basement remodel cost varies depending on the scale of … Continued
How Much Equity Do I Need To Sell My Home?

Here’s How Much Equity You Should Have Before Selling Your Home

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U.S. homeowners have seen an impressive average equity increase of over $20,000 last year. This significant growth in your home’s equity is not just a number – it’s a critical asset that enhances your financial strategy and decision-making power when selling your home.  Ideally, holding at least 20% equity, you are well-positioned to engage in … Continued
Selling Your House if You Have a HELOC This Year

Selling Your House if You Have a HELOC This Year

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Homeowners often tap into the equity of their homes through a Home Equity Line of Credit (HELOC) to finance various large expenses. But what happens when you decide to sell your house which is under a HELOC? It’s essential to understand that selling your home with a HELOC isn’t as straightforward as regular home selling. … Continued
I Have a House with a Failed Septic System. Can I Sell It?

I Have a House with a Failed Septic System. Can I Sell It?

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Trying to sell a house with a failed septic system can feel like an impossible task. You’re faced with the daunting prospect of expensive repairs or replacements, not to mention the potential for stalling the sales process. It’s a scenario that leaves many home sellers feeling overwhelmed and unsure of their next steps. But don’t … Continued
Can You Sell a House with Asbestos?

Selling a House with Asbestos. Can You Do It?

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Owning a home with asbestos can be a significant concern for many homeowners. This guide provides essential information on identifying and managing asbestos in your home, especially when you’re considering selling. Identifying Asbestos in Your House Materials built for their heat-resistant qualities commonly use asbestos. However, its health risks became apparent, linking it to significant … Continued
The Quickest Way to Sell Your House in Today’s Market

This is the Easiest Way to Sell a House in Today’s Market

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Selling a house in the current real estate market can be a daunting task for many homeowners. However, understanding the most efficient and profitable strategies can significantly ease this process, ensuring you get the best possible sale price for your home. Easiest Way to Sell Your House One of the simplest ways to sell your … Continued
Your Guide to Divorce Mortgage Assumption

Your Guide to Divorce Mortgage Assumption

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Navigating the complexities of a mortgage during a divorce can be challenging for many homeowners. Understanding divorce mortgage assumptions is crucial for divorcing couples dealing with the division of their marital home. This guide provides insights into what a loan assumption is and how it works in the context of divorce. What is a Loan … Continued
Can I Sell My House If It Is An Expired Listing?

I have an Expired Listing. Can I Still Sell My House?

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If your real estate listing has expired, you might be concerned. However, it is expected, and you can still sell your house. Expired listings are standard; you only need to determine your next steps. It can happen for various reasons, and often, it leaves homeowners feeling frustrated if their home doesn’t sell. On the other … Continued
Common Title Issues You Need To Watch Out For

Got Title Problems at Closing? Here’s What You Need to Know

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When you’re eager to sell your property, the last thing you want is to run into title problems during the closing process. For the uninitiated homeowner, encountering such issues can be daunting, especially when navigating real estate transactions. Before diving into the details of common title issues, it’s crucial to understand the essence of a … Continued
Selling a House with Termite Damage

Selling a House with Termite Damage

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For many homeowners, discovering termite damage can feel like a nightmare. Over time, These pesky invaders can significantly compromise a home’s structural integrity. Yet, even with termite infestation, selling your house isn’t impossible. In fact, with the right information and approach, you can navigate this challenge effectively. Termites Caused Damage: Can I Still Sell? The … Continued
Can I Sell a House with Mold?

Can You Sell a House with Mold?

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Mold in a house is one of the significant issues homeowners face when preparing to sell. While mold can be concerning, it’s not impossible to sell a house with mold issues. However, selling a house with mold requires additional steps and transparency. What You Should Do if You Want to Sell a House with Mold … Continued
Property taxes in the US

Is Property Tax Increasing in the US? Here’s What You Need to Know

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Property tax has long been a significant concern for homeowners across the United States. Determined by the assessed value of real property, the tax rate is an essential component in local governments’ revenue streams.  Over the past year, many property owners have raised alarms about the potential for a property tax increase significantly as home … Continued
Your Guide to Lender Requires Repairs and How to Rectify Them

Your Guide to Lender-Requires Repairs and How to Rectify Them

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Lender-required repairs catch Many homeowners off guard when embarking on the home-buying journey. The real estate market has various nuances, and understanding the intricacies of these repairs can make a significant difference in your home purchase experience. Often, these repairs are the crux between a homeowner and their dream house. With the guidance from Cream … Continued
Who Pays a Home’s Repairs During a Divorce?

Who Pays a Home’s Repairs During a Divorce?

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Dealing with home repairs during a divorce can be complex, particularly when considering factors like marital property, community property, and the home’s value. The home might be a family or marital residence, and handling the necessary renovations, upgrades, or upkeep can be a point of contention. The decision to make home repairs depends on various … Continued
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